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IMPACT DAMAGE

This peril or contingency normally involves a vehicle colliding with external or boundary wall of a property.  Under a standard insurance Policy, the property owner will be able to recover for the damage under their own Policy.  We recommend this course of action and this allows the property owners Insurers to pursue a recovery against the offending motorist.  The insurance company will pay for the recovery fees to include their outlay and any shortfall at the property the owner may have in the claim against the Insurer of the vehicle. 

 


The Chartered Institute of Loss Adjusters
Chartered Loss Adjsuters - for the policyholder
Chartered Insurance Institute


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